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Nashville vs. Franklin: short-term-rental rules

Both are in Tennessee, but the rules differ. Nashville is currently the more permissive of the two for short-term rentals (Allowed with registration), while Franklin is tighter (Restricted).

RuleNashvilleFranklin
STR statusAllowed with registrationRestricted
City license / registrationShort Term Rental Property (STRP) Permit; Permit required before listing; permit number on all advertisements; Owner-occupancy documentation (Owner-Occupied permit only); Liability / homeowner's insurance; Local responsible party (within 25 miles, 24/7 contact); Business, sales, and hotel occupancy tax remittanceCertificate of Use and Occupancy (STVR) application; Owner must be permanent occupant of the lot (zoning); Proof of homeowner's fire, hazard and liability insurance ($1,000,000.00 per occurrence); Responsible party within 25 miles (available 24/7); Approved UL-217 smoke alarms; Post occupancy maximum, responsible-party contact, and certificate of use and occupancy in unit; Written notice to neighbors sharing a common wall or driveway
Primary residenceNot requiredRequired
Minimum stayNo set minimum1-night minimum
Lodging tax~16.8% totalSee detail
EnforcementNot specifiedNot specified

For most hosts, Nashville is the easier of the two to operate in today, but confirm the specifics — rules change, and the "Restricted" status in Franklin may still allow rentals under the right conditions. Open each full record for the cited, dated details.

Full Nashville rules Full Franklin rules

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Frequently asked questions

Is short-term renting easier in Nashville or Franklin?
Nashville is currently the more permissive (Allowed with registration) versus Franklin (Restricted). Verify against each city's full record, since rules change.
Do both Nashville and Franklin require a license or registration?
Nashville: yes — Short Term Rental Property (STRP) Permit; Permit required before listing; permit number on all advertisements; Owner-occupancy documentation (Owner-Occupied permit only); Liability / homeowner's insurance; Local responsible party (within 25 miles, 24/7 contact); Business, sales, and hotel occupancy tax remittance. Franklin: yes — Certificate of Use and Occupancy (STVR) application; Owner must be permanent occupant of the lot (zoning); Proof of homeowner's fire, hazard and liability insurance ($1,000,000.00 per occurrence); Responsible party within 25 miles (available 24/7); Approved UL-217 smoke alarms; Post occupancy maximum, responsible-party contact, and certificate of use and occupancy in unit; Written notice to neighbors sharing a common wall or driveway.

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Informational summary of publicly available sources; not legal advice. Verify against each jurisdiction's official sources.