Tennessee · Nashville
Nashville
Short-term rentals (under 30 continuous days) are legal in Nashville/Davidson County but require an annual Short Term Rental Property (STRP) permit from Metro Codes ($313/yr) before any listing goes live. Two permit classes exist: Owner-Occupied (accessory use; owner must be a natural person permanently residing on the lot) and Not-Owner-Occupied (commercial use, permitted with conditions only in specified mixed-use/commercial zoning districts and barred from AR2a, R, RS, and RM residential districts). Units are capped at 4 sleeping rooms and max occupancy of 2x sleeping rooms + 4; maximum guest stay is 30 consecutive days. Operators must carry $1M liability insurance, name a local responsible party within 25 miles reachable 24/7, post the permit number on all advertisements, and remit the Metro hotel occupancy tax (7% + $2.50/night) plus 9.75% sales tax (7% TN state + 2.75% Davidson local). Operating without a permit is a $50/day offense.
Not legal advice. Last verified 2026-07-15 · sources linked below.
Requirements checklist
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city Short Term Rental Property (STRP) Permit Required
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city Permit required before listing; permit number on all advertisements Required
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city Owner-occupancy documentation (Owner-Occupied permit only) Conditional
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city Liability / homeowner's insurance Required
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city Local responsible party (within 25 miles, 24/7 contact) Required
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city Business, sales, and hotel occupancy tax remittance Required
Taxes
| Tax | Rate | Administered by | Airbnb remits | Vrbo remits |
|---|---|---|---|---|
| Metro Hotel Occupancy Privilege Tax | 7% | Metropolitan Government of Nashville & Davidson County, Department of Finance - Office of the Treasurer / Collections | — | — |
| Tennessee State Sales Tax | 7% | Tennessee Department of Revenue | — | — |
| Davidson County Local Option Sales Tax | 2.75% | Tennessee Department of Revenue (collected on behalf of Davidson County / Metro Nashville) | — | — |
Lodging-tax estimator
Estimate the combined transient/lodging tax (~16.8%) on a stay in Nashville. Estimate only — not tax advice.
Operating rules
- Primary residence
- No
- Min stay (nights)
- —
- Max nights / year
- —
- Max occupancy
- Maximum occupants = twice the number of sleeping rooms plus four (2 x sleeping rooms + 4). STRPs are limited to a maximum of 4 sleeping rooms, so the effective ceiling is 12. Simultaneous rental to more than one party under separate contracts is prohibited. The occupancy maximum must be conspicuously posted within the unit.
- Zoning-restricted
- Yes
- Cap on licenses
- Only one permit is issued per lot in single-family and two-family zoning districts. No county-wide numeric cap on total permits is set in the current code.
Grandfathering: BL2017-608 (passed Jan 23, 2018; effective Feb 2, 2018) made new not-owner-occupied STRPs a conditional use limited to specified mixed-use/commercial districts and excluded them from single-/two-family residential districts. The ordinance provided that 'properly issued and maintained permits issued under previous regulations may be renewed prior to their expiration until June 28, 2020' (date amended up from June 28, 2019). IMPORTANT CORRECTION vs draft: the draft's claim that legacy residential NOO permits are simply 'not renewed' after June 28, 2020 overstates the outcome — the Tennessee Short-Term Rental Unit Act (T.C.A. sec. 13-7-602) grandfathers STR units that operated lawfully before a local prohibition, so pre-existing residential NOO permits were largely preserved rather than fully phased out. The precise current renewal treatment of legacy residential NOO permits should be confirmed with Metro Codes (needs_review).
Zoning: Owner-Occupied STRP is an accessory use permitted in residential zoning districts (owner must permanently reside on the lot). Not-Owner-Occupied (NOO) STRP is a commercial use permitted with conditions only in specified mixed-use/commercial districts (per BL2017-608: RM2 through RM100-A, MUN, MUL, MUG, MUI, OG, OR20-OR40-A, ORI-A, CN-A, CL-A, CS-A, CA, CF, DTC). New NOO permits are NOT issued in single-/two-family residential districts AR2a, R, RS, or RM (current Metro Codes guidance). NOTE: the exact commercial-district code list is a non-exhaustive summary drawn from the ordinance; confirm against current Title 17 zoning code for a specific parcel.
- Maximum guest stay is 30 consecutive days (quote-anchored: 'The maximum stay for any guest shall be thirty consecutive days.').
- Owner may not receive compensation for occupancy of less than 24 hours (quote-anchored: 'The STRP owner shall not receive any compensation or remuneration to permit occupancy of an STRP for a period of less than twenty-four hours.').
- Permit is non-transferable and cannot be assigned to another individual, entity, or address.
- primary_residence_required is false at the record level because not-owner-occupied permits exist in commercial/mixed-use zones; the Owner-Occupied permit class does require the owner to permanently reside on the lot.
Enforcement
- Active enforcement
- unknown
- Fines
- Operating an STRP without a permit is punishable by a $50 fine imposed by a court of competent jurisdiction; each day of operation without a permit constitutes a separate offense.
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Frequently asked questions
Is Airbnb legal in Nashville?
Do I need a license or registration for a short-term rental in Nashville?
What taxes apply to short-term rentals in Nashville?
Official sources
- reference Metro Nashville Codes - Short Term Rentals FAQ ↗
- reference Metro Nashville Codes - Short Term Rental Property (main) ↗
- reference Metro Nashville Codes - STRP Permit Types ↗
- reference Substitute Ordinance No. BL2020-187 (STRP operating regulations) ↗
- reference Nashville.gov Finance - Increase of Hotel Occupancy Tax ↗
- reference Nashville.gov Finance/Collections - Pay Short Term Rental Property Occupancy Tax ↗
- reference TN Dept. of Revenue - Important Notice #24-11: Change of Local Tax Rate, Davidson County ↗
- reference TN Dept. of Revenue - Taxation of Short-Term Rental Units ↗
- reference Ordinance No. BL2017-608 (Nashville legisarchive) ↗
- reference U.S. Census Bureau Geocoder (geographies) ↗
Informational summary of publicly available sources; not legal advice. Verify against the linked official sources.