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Nashville vs. Memphis: short-term-rental rules

Both Nashville and Memphis carry the same headline short-term-rental status (Allowed with registration) — the differences are in the details below: licensing, taxes, minimum stays, and enforcement.

RuleNashvilleMemphis
STR statusAllowed with registrationAllowed with registration
City license / registrationShort Term Rental Property (STRP) Permit; Permit required before listing; permit number on all advertisements; Owner-occupancy documentation (Owner-Occupied permit only); Liability / homeowner's insurance; Local responsible party (within 25 miles, 24/7 contact); Business, sales, and hotel occupancy tax remittanceShort Term Rental Permit; Liability insurance ($1,000,000); Display permit number in all advertising; Responsible party / 24-7 contact; Life-safety compliance (smoke/CO alarms) + compliance verification form; Collect/remit Memphis STR occupancy and sales taxes
Primary residenceNot requiredNot required
Minimum stayNo set minimum1-night minimum
Lodging tax~16.8% totalSee detail
EnforcementNot specifiedNot specified

Neither is clearly easier at the headline level; the decision usually comes down to taxes and minimum-stay rules. Open each full record below for the cited, dated details.

Full Nashville rules Full Memphis rules

Frequently asked questions

Is short-term renting easier in Nashville or Memphis?
Both share the same headline status (Allowed with registration); compare the licensing, tax, and minimum-stay rows above.
Do both Nashville and Memphis require a license or registration?
Nashville: yes — Short Term Rental Property (STRP) Permit; Permit required before listing; permit number on all advertisements; Owner-occupancy documentation (Owner-Occupied permit only); Liability / homeowner's insurance; Local responsible party (within 25 miles, 24/7 contact); Business, sales, and hotel occupancy tax remittance. Memphis: yes — Short Term Rental Permit; Liability insurance ($1,000,000); Display permit number in all advertising; Responsible party / 24-7 contact; Life-safety compliance (smoke/CO alarms) + compliance verification form; Collect/remit Memphis STR occupancy and sales taxes.

Informational summary of publicly available sources; not legal advice. Verify against each jurisdiction's official sources.